Legal Statements

The following Terms and Conditions govern your use of our website. Please read these Terms & Conditions carefully before using our website.

By accessing or using our website, you agree to be bound by our terms. The provision by R Elton Investments Pty Ltd (Free Time Finance), its affiliates and suppliers of the data, information and services on our site to you is expressly conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of our website constitutes your agreement to all such terms, conditions and notices.

The materials and information on our website are provided to give you general guidance in the home and vehicle financing (including buying, selling and owning), and referral of home, life insurance and income protection insurance products. Free Time Finance (FTF) and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on our website. Whilst FTF works hard to aggregate the highest quality data and to keep the information on our website accurate, complete and up-to-date, FTF and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information.

FTF considers privacy of paramount importance and no attempt is made, nor taken, to identify you, unless you expressly choose to do so. You are aware that your use of our website may be monitored, eg. the path taken through our website, and how long spent on each page. This is performed to improve our website, and to make your visit to our website a more useful experience.

We hope you enjoy our website and find it useful.

FTF Enquiry function and Contact Us Terms & Conditions

Further to the general Terms & Conditions of use for the FTF website, the following apply:

The enquiry form (including any associated calculators) is provided by FTF to enable you to contact us with detailed information about your financial circumstances so that we may complete a thorough and meaningful assessment of your financial options with minimal inconvenience for you. By using the FTF enquiry function you agree to the following additional terms and conditions:

- That the information provided will be stored in an electronic database for retrieval at your request and that this information will form the basis of a loan application if you give us permission in writing to proceed.
- If you submit a question to FTF for a manual response, an e-mail address must be provided.
- That FTF will not store or use the e-mail address for any purpose, other than to reply to your question, unless you elect to be registered for other services on offer.
- That your contact details can be removed by e-mailing us at placing UNSUBSCRIBE in the subject line.